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All Accounts

Savings

Regular Share Account

Become a member by opening a savings account with just $20. Our savings account comes with these outstanding benefits:

  • Ability to earn quarterly dividends

  • ATM card with no monthly service fee

  • Online and mobile banking

  • e-Statements

  • Direct deposit

  • Schedule automatic transfers or payroll distributions to other DOCCU accounts

  • 24/7 account access online or by phone

Christmas Club

Save for the holidays by stashing away cash throughout the year! The Christmas Club Account is distributed annually in early October – the perfect time to start your holiday shopping.

*A minimum fee of $50 is assessed if a withdrawal is made before or after the scheduled disbursement date.

Vacation Club

Save for vacation any time throughout the year to minimize vacation induced debt and stress! The Vacation Club Account is there when you need it, allowing two (2) withdrawals per year.

*A minimum fee of $50 per withdrawal, is assessed after two(2) withdrawals per year.

Share Certificates

Want to earn more? Our share certificates are available with a $500 minimum deposit. We offer competitive dividend rates and flexible terms. Dividends are compounded quarterly.

Individual Retirement Accounts

An IRA can be used to help save for retirement. We offer both Traditional and Roth IRAs. Deposit to an IRA share or IRA certificate. IRA share accounts offer flexible savings with a $20 minimum deposit; IRA share certificates allow your retirement to grow faster at a fixed rate locked for a specific term – $500 minimum deposit required.

View Our Current Rates

Checking

Do you want to earn interest on checking and have no monthly service fee? With no minimum deposit required, you can open a checking account with DOCCU and take advantage of these additional benefits:

  • Unlimited transactions

  • No minimum balance required to earn a monthly dividend

  • Overdraft protection from shares

  • Courtesy Pay

  • Complimentary box of 50 checks (new members)

  • Visa Debit Card

  • FREE bill pay service available with online banking

  • e-Alerts

  • Check images online

  • Direct deposit

  • Schedule automatic transfers or payroll distributions to other DOCCU accounts

Courtesy Pay

Courtesy Pay, offered for checking accounts, provides a safety net for life’s little emergencies. There is a per-transaction fee for use of this service. Please contact one of our nine locations for information.

Overdraft Protection

Choose the best option or both:

  • Transfer from savings
    If there are not enough funds in your checking account to cover all of your transactions, let us handle it for you. As needed, DOCCU can automatically transfer funds from your savings account if available. A transfer fee is charged each time.

  • Overdraft Protection Line of Credit
    An Overdraft Line of Credit is a loan that is linked to a checking account. If $100 is available on an overdraft protection line of credit, DOCCU will automatically transfer the money to the checking account. Qualifications required.

Direct Deposit

Direct deposit is a safe and convenient way to have your funds deposited into your DOCCU savings or checking account.

Direct deposit is faster and safer than mailing deposits, and funds are available immediately.

To get started, all you will need is your DOCCU savings or checking account number and DOCCU’s routing number – 265473472.

ATM & Visa® Debit Cards

DOCCU ATM and Visa® Debit Cards may be used at any DOCCU ATM or Allpoint ATM surcharge-free. You can find the closest one by using the ATM Locator link below.

**Transaction amounts are limited to your available account balance at the time of your transaction. Transactions may be limited, including per day and per amount limits. Please review the Electronic Funds Transfer (EFT) Agreement and Disclosure outlined in the Membership and Account Agreement.**

ATM Cards

Available upon request, the DOCCU ATM card provides access to your savings account if you do not have a DOCCU Visa® Debit Card.

Visa® Debit Card

Our DOCCU Visa® Debit Card is available if you have an active DOCCU checking account. It can be used worldwide anywhere Visa® is accepted. Use it like a credit card by providing your signature, contactless tap, or use your PIN when paying for purchases and/or withdrawing cash from an ATM.

Are you TRAVELING? Prevent interruption of card usage by telling us your travel plans.
Call toll-free or text: (855) 447-0417 (Monday – Friday 7:30 a.m. to 4:30 p.m. CST)