Checking Products
Do you want to earn interest on checking and have no monthly service fee? With no minimum deposit required you can open a checking account with DOCCU and take advantage of these additional benefits:

  • Unlimited transactions
  • No minimum balance required to earn a monthly dividend
  • Overdraft protection from shares and/or line of credit
  • Courtesy Pay
  • Complimentary Box of 50 Checks (New Members)
  • FREE Visa Debit Card with no monthly service fee
  • FREE Bill Pay Service available with online banking
  • FREE E-Alerts
  • FREE Check images online
  • Direct Deposit at no cost
  • Schedule FREE automatic transfers or payroll distributions to other DOCCU accounts

Courtesy Pay

Even after overdraft protection is exhausted, you still maybe covered with Courtesy Pay. Offered for checking accounts, it provides a safety net for emergency purchases such as gas, medication, or groceries. You have to request and sign up for this service and there is a per transaction fee of $29.00 if you do use it. Click Opt-In to get the form.

Overdraft Protection

Choose the best option or both:

  • Transfer from Savings
    If there is not enough money in the checking account to clear the checks written, DOCCU can transfer money from your share account. If the money is available, funds will automatically transfer the funds needed. A transfer fee of $3 is charged each time.
  • Overdraft Protection Line of Credit
    Overdraft line of credit is a loan that is linked to a checking account. If $100 is available on an overdraft loan, DOCCU will automatically transfer the money to the checking if the account will go negative. Simply apply online and meet credit standards to qualify for this option.



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