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Rates Effective – 7/1/2019

Secured Loans

TypeAnnual Percentage Rate as low asTerm up to
Automobile3.25%7 Years
Motorcycle3.25%7 Years
ATV/UTV3.25%7 Years
Tractor3.25%5 Years
Boat3.25%8 Years
Motor Home/Travel Trailer3.25%10 Years

*Model four (4) years and older have a Maximum term of 4 years

Unsecured Loans

TypeAnnual Percentage Rate as low asTerm up to
Personal9.00%4 years
Insurance9.00%Policy Term
Tuition5.25%1 year
Overdraft Protection11.00%Open End

*Rates are the lowest offered by DOCCU. Loan decisions are subject to qualifications and approval. Not all members will qualify for the advertised rate. Loan rate and term are determined by creditworthiness and collateral.

Share Loans

TypeAnnual Percentage Rate as low asTerm up to
Share2% above earnings on pledged account12 year amorization with a 1 year balloon
Share Certificate2% above earnings on pledged certificateCertificate Maturity

Mortgage Loans

For Current Rates and Availability of Funds Call: (225) 342-6618 or (855) 447-0417 ext 221

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