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Loan Options
Loan Protection Options
Debt protection
Ensure your loans are covered in the event of your disability or untimely death.
Extended Warranty
Don’t get stuck on the side of the road. Choose our warranty program*; it’s affordable and dependable.
*Extended Warranty may be purchased regardless of lienholder.
Guaranteed Asset Protection
Did you know if a total loss or theft occurs to your vehicle, your insurance company may not cover the entire balance of your loan? Be prepared by protecting yourself with a GAP Insurance Policy*.
What can you expect from GAP insurance?
Protection for new and used vehicles and recreational vehicles
Covers your insurance deductible up to $1,000
Covers losses up to a maximum of $50,000
*Gap Insurance Policy may be purchased regardless of lienholder.
Loan Payment Options
DOCCU Gives You The Convenience Of Choosing The Loan Repayment Option That Works Best For You!
Retirement Or Payroll Deductions
Allow your loan payment to be automatically deducted from your paycheck. This feature is subject to availability from your employer. Louisiana System Employees’ Retirement System (LASERS) welcomed!
Automatic Transfer
Your loan payment can be automatically transferred from your DOCCU savings or checking account.
ACH Distribution
Have a direct deposit to your DOCCU savings or checking account? ACH Distribution is an option for you! Your loan payment can be automatically distributed directly from your direct deposit.
Online Banking
Sign up or log in at DOCCU@Home® and access your account to transfer your loan payment from your DOCCU savings or checking account.
In Person
Visit any DOCCU location to make your loan payment in person.
Coupon Book
For those who like to mail their payments, coupon books are available upon request.
Click Pay
Transfer funds from your account at another financial institution to your account at DOCCU.
Enroll now or sign in!
Overdraft Protection
Establish A Loan For Life’s Little Emergencies
Your Overdraft Protection Line of Credit will automatically transfer available funds in $100 increments to help prevent overdraft fees.